Background
Nathan discovered a £2,300 CCJ registered against him during a mortgage application. It had been served to an address he'd left three years earlier.
The challenge
Time-sensitive: the mortgage offer would expire within 6 weeks.
Actions taken
- Prepared and filed a set-aside application (N244) with witness statement
- Coordinated with the claimant's solicitors to avoid contested hearing
- Confirmed removal with the Registry Trust and all three credit bureaus
Outcome
CCJ set aside within 5 weeks. Mortgage offer honoured at the original rate.